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Submit premium once and continue taking pension throughout your life, learn about this new scheme starting from April 1

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Government insurance regulatory body IRDAI (IRDAI) has instructed all insurance companies of the country to start the Saral Pension Plan. This pension scheme will become mandatory from 1 April. IRDA has said that those who take this pension scheme will not get the benefit of maturity. However the purchase price will be refunded up to 100%. As is clear from the name, this plan will be for the whole life.

Under this scheme, two types of annuity plans will be given. An attempt has been made to keep this pension plan very easy so that it is easy to understand. IRDA has issued a circular to all life insurance companies on January 25, under which all insurance companies will bring to market a standard policy called Saral Pension Yojana on or before April 1, 2021. The rate of pension of all insurance companies may vary, but the name of this pension will be simple pension. Next, the name of the company whose policy will be taken.

Pension starts as soon as you take a policy

Saral pension plan is an intermediate annuity plan. That is, it is an immediate scheme. As soon as the policyholder takes the policy, his pension will start. You can also call intermediate annuity as intermediate pension. Now it will depend on you whether the pension is required every month or quarterly, half yearly or annually. If you want every month, then the monthly option has to be chosen. Similarly, the option of choosing the option for quarter, half year and year will be given. Pension will be started accordingly according to the mode we choose. If you choose the monthly pension then after a month, after three months in the quarter, six months in the half and a year in the yearly pension will start.

2 options for taking a policy

Saral pension plan is a single premium pension plan which will pay the entire premium in one go while taking the policy. After this, you will continue to get a fixed pension amount throughout your life. There are two options for taking this plan. First, life annuity with 100 percent return of purchase price. This pension is for single life, that is, this pension will be linked to any one person. As long as the pensioners are alive, they will continue to get pension. After that, the base premium he had paid for taking the policy will be returned to his nominee. In this, tax deducted is not given back.

The second option is given for joint life. In this, pension is attached to both the husband and wife. In this, the husband or wife, who remains alive for a long period, gets a pension. The more pension a person gets while alive, the more pension amount will be given to his spouse if he is not there. When both will not live in this world, then the nominee is given the base price which was paid while taking the policy.

Who can take policy

The minimum age for availing this pension scheme is 40 years. That is, a person of 40 years (female or male) can take it. Anyone up to 80 years old can take this plan. People from 40 years to 80 years can avail this scheme. Under this scheme, you can get pension every month, three months, six months or year round. The minimum investment amount will be decided on the basis of minimum pension.

How much investment will have to be made

If you want to take the benefit of monthly pension, then at least one month will have to invest 1 thousand rupees. In the same way, for a quarterly pension, at least one month will have to invest 3 thousand. It gets full life pension. If you have a serious illness and need money for treatment, then you can withdraw the money deposited in the Saral Pension Scheme. Under this, some list of serious diseases has been given, for which you can withdraw money by surrendering the policy. On surrender, 95% of the base price is returned. That is, 95 percent of the amount that was paid while taking the policy is returned.

Under this scheme (saral pension plan), the option of taking a loan is also given. You can apply for a loan 6 months after the scheme starts. It is important to know how much money we will invest and how much money we will get. Its information has not been given yet because this plan is going to come on 1 April. It will be known about this date or later only.

 

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Recommendation to extend the time limit in two doses of covishield vaccine, no change in dose of covaxin

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The government panel has recommended a 12 to 16 week gap between the two doses of Covid-19 vaccine covishield being put in place to prevent the corona epidemic. It has been recommended by the National Technical Advisory Group on Immunization. However, the group has not felt any need to increase the interval of two doses of covaxine. Such a recommendation, like a panel of the government, came at a time when a new study had claimed that if the gap between the two doses of the Covid-19 vaccine was increased, the deaths could be higher. Can also be reduced.

According to a Reuters news, it was said that it would be effective only when the conditions were favorable. Let me tell you that in the past, India had increased the gap in two doses of vaccine to prevent Covid-19. Now once again, the talk of increasing the gap of this dose is in full swing in the world. Britain has decided to make a 12-week gap between the two dosages here. It has been said in the news that after the first dose of Corona Vaccine, there has been a reduction of about 80 percent of the deaths. Apart from this, the pace of infection has also come down by about 70 percent.

According to the Reuters news, the Pfizer company also says that the effect of extending the time limit between two doses can also be seen on people under 65 years of age. The company has also made it clear that it is very important to have some favorable conditions for its very results. However, the company has made it clear that they do not have any concrete evidence nor data at this time. This is the reason why Pfizer is saying this based on the news coming from Britain.

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After Rajdhani Shatabdi, railways cancelled many trains of Uttar Pradesh, see full list here

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The lockdown is also impacting the rail operations. Many long distance trains including Shatabdi Express and Rajdhani Express have been canceled due to lack of passengers. With this, the movement of local trains is also being disrupted. Many local trains running between different cities of Delhi to Uttar Pradesh will be canceled. This will cause problems to the employees and others traveling on these trains.

People will have trouble

Old Delhi-Tundla MEMU Special (04184/04183), Old Delhi-Hathras Fort MEMU Special (04418/04417), New Delhi-Aligarh MEMU Special (04414/04413) Ghaziabad-Mathura EMU Special (04420/04419) till May 17 Decided not to run or have. Railway officials say that Uttar Pradesh has a lockdown till May 17, so it has decided to cancel the said trains. The problem of government employees traveling by these trains has increased. Along with this, those traveling for treatment and other important work will also have problems.

Due to Corona, passengers are getting

There is a shortage of passengers in trains due to Corona infection and lockdown. Recently, Northern Railway had announced the cancellation of 28 trains till further orders. Many trains going to Mumbai have been canceled, despite the seats available in the running trains. On Tuesday, around three and a half hundred seats are vacant in the third AC of the special capital going to Maharaja Chhatrapati Shivaji Terminal.

Until a few days ago almost all trains to Bengal were running full, but now the situation has changed. On Monday, nearly four hundred seats in Sealdah Duronto were left vacant. At the same time, three and a half seats are vacant in the Sealdah AC special leaving on Tuesday. Explain that the lockdown has been carried forward in Delhi as well as in Haryana and UP. Now a lockdown has been imposed in these states for up to 17 May. Due to this, people are staying at home and are avoiding getting out. Due to which the trains are reducing congestion.

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After Rajdhani Shatabdi, railways cancelled many trains of Uttar Pradesh, see full list here
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After Rajdhani Shatabdi, railways cancelled many trains of Uttar Pradesh, see full list here
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Indian Railway News Many local trains running between different cities of Delhi to Uttar Pradesh will be cancelled. Due to this, the employees and other people traveling by these trains will have to face trouble.
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Delhi Metro closed as well; RT-PCR report mandatory for entry into Uttarakhand; Know the state of other states

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Lockdown, curfew and stringent restrictions have been imposed in many states of the country to curb the corona virus infection. In many states including Delhi, UP, the restrictions have been extended till May 17. Corona’s negative report has been made mandatory to enter several states. Explain that 3,66,161 new cases of Corona virus infection have been reported in the country in the last 24 hours and 3754 people died during this period. The total number of positive cases in the country has increased to 2,26,62,575.

Lockdown in Delhi and tough

The lockdown has been tightened in view of the increasing cases of corona in Delhi. The metro has been closed from May 10 to May 16 in Delhi. At the same time, marriage has been banned in a public place, marriage home, banquet hall or hotel etc., but marriage will be possible in the home or court. In which only 20 people will be involved

RT-PCR report mandatory for entry into Uttarakhand

The Uttarakhand government has now decided to impose strict Kovid curfew in the state in the first phase from Monday to May 18 at 6 am. During this time, fruit-vegetable, meat-fish and milk shops will open from seven to 10 in the morning. In case of groceries, it has been decided to keep it open till one o’clock on Monday. After this, these shops will open on May 14 from seven to 12 in the morning. For those coming to Uttarakhand from other states, registration in the smart city portal and a negative report of RTPCR up to 72 hours ago has been made mandatory. Public vehicles will run with 50 percent capacity in inter-state and inter-district transport.

Corona curfew extended in Uttar Pradesh

In view of increasing cases of corona, partial corona curfew has been extended till May 17 in the state. However, during the Corona curfew in Uttar Pradesh, people witnessed a large crowd at the fruit and vegetable market of Varanasi. During this time people were seen violating the rules of social distance.

A two-week complete lockdown has been done in Tamil Nadu from today. The cases of corona infection are increasing rapidly in the state, in which the government had to take this decision. However, essential goods shops will remain open during this period. Bengaluru will also have a 14-day lockdown from today. At least 26 states and union territories of the country including Uttar Pradesh, Delhi, Haryana, Maharashtra have also imposed strict restrictions like lockdown, curfew and lockdown to break the corona infection chain. In Jammu and Kashmir too, the ‘Corona Curfew’ has been extended till 17 May due to the severity of the epidemic.

Lockdown / curfew in in-state

Restrictions like lockdown in Karnataka from 10-24 May. Strict restrictions in Maharashtra from April 5 to May 15. Curfew in Goa from May 9 to 15 days. Complete lockdown in Kerala from May 8 to 16. Partial lockdown in Andhra Pradesh from 12 noon to 6 pm for two weeks from May 6. Night curfew in Telangana till 15 May. Full lockdown in Mizoram from May 10-17. Curfew in seven districts of Manipur from May 8 to 17. Lockdown in Himachal Pradesh from May 7 to 16. Lockdown in Bihar from May 4 to May 15. May 5 to 14 days lockdown in Odisha. Restrictions like lockdown till May 13 in Jharkhand. Chhattisgarh has weekend weekend till 15 May. Weekend lockdown and night curfew in Punjab till 15 May. Janata curfew in Madhya Pradesh till 15 May. Curfew in 36 cities of Gujarat from May 8 till 6 in the morning till May 12.

Let us know that in the last 24 hours in the last 24 hours, after the arrival of 3,66,161 new cases of Corona virus (COVID19), the total number of positive cases was 2,26,62,575. After 3,754 new deaths, the total number of deaths has increased to 2,46,116. The total number of active cases in the country is 37,45,237 and the total number of discharged cases is 1,86,71,222.

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